Holiday of Homes: Lower Payments with 2/1 Buydown

*The interest rate of 4.875% is based on a 30-year fixed-rate FHA loan with a 2/1 buydown on a sales price of $411,000 and a $403,540 loan amount. Financed amount is $403,540, which includes the FHA UFMIP of 1.75%. A 3.5% down payment and a minimum credit score of 640 is required. The 4.875% interest rate is temporarily reduced to 2.875% for year 1, 3.875% for year 2, and 4.875% for years 3–30. The ANNUAL PERCENTAGE RATE is 5.6236%. Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, re-writes, or transfers. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. Promotional rate applies to contracts written by November 30, 2025. The buyer must make a loan application within 48 hours of contract signing and must close by December 31, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable FHA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

**The interest rate of 4.875% is based on a 30-year fixed rate VA loan with a 2/1 buydown on a sales price of $411,000 and a $403,540 loan amount. Financed amount is $424,563, which includes the VA funding fee. A 0% down payment and a minimum credit score of 640 is required. The 4.875% interest rate is temporarily reduced to 2.875% for year 1, 3.875% for year 2, and 4.875% for years 3–30. The ANNUAL PERCENTAGE RATE is 5.4339%. Program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, re-writes, or transfers. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. Promotional rate applies to contracts written by November 30, 2025. The buyer must make a loan application within 48 hours of contract signing and must close by December 31, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Maximum allowable VA county loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.

***The interest rate of 4.875% is based on a 30-year fixed-rate Conventional loan. The sales price is $449,990 with a loan amount of $359,950. A 20% down payment and a minimum credit score of 720 is required. The ANNUAL PERCENTAGE RATE is 4.9292%. This program is available on selected Quick Move-In homes and applies to new contracts only. Promotion does not apply to cancellations, re-writes, or transfers. The seller's contribution is limited to agency limits, which depend on the loan program and LTV. Buyer must occupy the property as their primary residence and meet all qualification requirements of the program. Promotional rate applies to contracts written by November 30, 2025. The buyer must make a loan application within 48 hours of contract signing and must close by December 31, 2025. Other financing programs may be available with as little as 5% down. The rate is subject to change without notice and is not guaranteed until locked with M/I Financial, LLC. Conforming Conventional loan limits apply. Financing is offered through M/I Financial, LLC (NMLS# 50684). Restrictions do apply.